What would you do if given a second chance?When a family tragedy derails Margaret (Ty) MacIntyre's life, she drops out of school and moves to North Carolina, where she picks up a bartending job. Ty's plan is to lay low for a couple of months until she can figure out what to do with her life. But months turn into years and Ty seems unable to break out of her rut. Then an unexpected windfall transforms Ty from a struggling bartender to megamillionaire overnight. Determined not to squander this gift, she moves full steam ahead to get her life back on track. When she encounters the lovely world-class skier Karla Rehn, Ty falls for her the moment they meet. But Karla's life is full and there may not be room for Ty. Or is there? Will Ty finally begin to learn the true meaning of wealth? It seems impossible that she could hit the jackpot twice in one lifetime.