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信用卡分期 相關問題

信用卡分期說明 The description of Credit Card Installment Plan TOP

1.我們目前可接受VISA、Master Card、JCB,三家發卡組織的信用卡。

The credit cards we accept recently are VISA, Master Card and JCB.

 

2.若您選擇信用卡分期付款方式,當按下確認無誤結帳後,系統會先產生訂單編號,並連結至聯合3D刷卡頁面。

If the credit card installment plan is the payment items you select, once you confirm it after the

payment, the system will come out an order number and go to the page of 3D Secure(聯合3D刷卡)

 

3.請於30分鐘內提供正確信用卡資料,您可分期繳納訂單金額。博客來將與信用卡中心進行資料核對,若無任何問題,系統將連回博客來網站,顯示完成訂購畫面。而付款是否成功將再發函通知,您屆時亦可至會員專區進行查詢。

Please give your correct credit card information and the amount you can pay for your order by

installment within 30 minutes. After receive the credit card information, Books.com.tw will check the

information with credit card center. If all the information are correct, the system will connect back to

the book.com.tw and the order complete will display on screen. We will send you a notification to

inform you that whether we had processed your payment successfully or not. You can as well as go

tocheck it.

 

4.付款完成後,商品將寄送至訂單資料上的收件地址或是您指定的7-ELEVEn門市。

After the payment, the product will sent to the address you wrote in your order form or to 7-11 store

 you selected.

 

提醒您,刷卡過程請勿中斷網路、往返上一頁、關閉或重新整理網頁

Special remind: In the process of swiping the credit card, don’t disconnect your internet, go to previous page, close or rearrange the website.

 

※若會員欲使用信用卡分期付款,請留意以下事項: 須與其他商品分開結帳(即表示購物車內僅能有一個品項且限購數量為1個) 商品不可寄送至台澎金馬以外地區 不可同時抵扣其他付款方式,如E-Coupon/單品折價券/電子折價券、單書優惠券、購物金或帳戶餘額。 部份活動商品不可使用分期,請依活動內容說明為準。

For the members who select the credit card installment plan as their payment items, please note the following points: shall be paid separately with other products, (which means there is only one item for one quantity in the cart can do so.) The delivery area of the product is for Taiwan, Penghu, Kinmen and Matsu only, cannot go with other deductions or paymentitems, such as E-Coupon  Books coins or account balance. Some activity products may not be qualified in the credit card installment plan, please be subject to the description of event content.

哪些銀行提供在博客來消費可使用信用卡分期付款服務 Which banks provide the credit card installment plan to books.com.tw ? TOP

以下銀行皆提供在博客來消費可使用信用卡分期付款的服務:玉山商業銀行、花旗銀行、中國信託商業銀行、台新國際商業銀行、國泰世華商業銀行、聯邦銀行、台北富邦銀行、永豐銀行、遠東商銀、臺灣新光商業銀行、星展(台灣)商業銀行、匯豐(台灣)商業銀行、凱基銀行、兆豐國際商銀、第一銀行、華南銀行、合作金庫、日盛銀行、上海商業儲蓄銀行、渣打國際商銀、元大銀行、陽信銀行、臺灣中小企業銀行、台中商業銀行、彰化銀行。

The followings are the banks that provide the credit card installment plan service to the books.com.tw. They are E. Sun Commercial Bank, City Bank, CTBC Bank, Taishin International Bank, Cathay United Bank, Union Bank of Taiwan, Taipei Fubon Bank, Bank SinoPac, Far Eastern International Bank, Shin Kong Commercial Bank, DBS bank limited, HSBC (Taiwan) Limited, First Commercial Bank, Hua Nan Commercial Bank, Taiwan Cooperative Bank, Jih Sun International Bank, The Shanghai Commercial & Savings Bank, Standard Chartered Bank, Yuanta Bank, Sunny Bank, Taichung Commercial Bank, CHB.

哪些商品可以使用信用卡分期付款 Which products can use the credit card installment plan? TOP

凡商品頁標示為「可分期付款」者(如下圖),即可於結帳流程中選擇「信用卡分期付款」。

If the products which have written "credit card installment available" (see the picture in below), then you can select "Credit Card Installment Plan" in the process of payment.

訂單已經完成,可以更改成其他付款方式嗎 The order has been completed, can I switch to another payment method? TOP

由於不同的付款方式分別是採用不同的作業系統,目前未提供您直接更改付款方式的服務。若您欲更改付款方式,煩請先於「會員專區」中取消原訂單,或來電來函客服人員為您取消原訂單後,另外重新訂購即可。

Since different payment methods adopt different operating systems, there is currently no service for you to switch to another payment method directly. If you want to switch to another payment method, please cancel the original order in the " My account" first, or call the customer service staff to cancel the original order for you before you place an order all over again.

線上分期付款的授權和額度如何計算 How to calculate the guaratee and quota for online installment payment? TOP

銀行授權是以分期價總額授權,同樣的信用額度也是以分期價總額扣取,所以會員收到的交易通知亦是消費額金額,但付款是逐月付款。如三期是分三期逐月付款。

Bank authorization is authorized by total installment price. Its credit is as well as deducted in total installment price. For that matter, the trade execution notification the members received are as well as their expense but pay monthly, such as 3 months mean to make all paid in three months. 

我是在分期的額度內,為什麼刷卡不過 I am under my quota of the installment, but why I am unable to pay by my credit card? TOP

銀行的額度計算是以消費總金額,而非單筆分期金額計算,因此會員需評估消費總金額是否在額度內,若超過請洽詢發卡銀行。

The calculation way for bank account limit is total consumption, not the price per installment. For that matter, the member shall estimate whether or not their total consumption is under the quota. Please contact the bank if the consumption is exceeding your quota.

使用分期付款可以再改回一次付清嗎 Can I change my installment payment to pay in full ? TOP

由於一次付清和分期付款兩者是不同的收單銀行,且受限銀行規定,因此無法做直接的更改,故建議在訂購時慎選付款方式。

Due to that the banks we provide for paying in full and installment payment are different and is limited by the bank regulation, the pay in full and installment payment are not interchangeable. So, we suggest you to choose your payment item carefully.

是否能取消線上分期付款訂單 Can I cancel my order paid in installment? TOP

請撥打博客來客服專線(02-26535588)或發函至客服信箱與博客來客服人員聯繫。

Please dial books.com.tw service hotline (02-26535588) or contact our customer service staff by email.

如果信用卡停卡,那分期付款帳單如何支付 How can I pay my installment with my cancelled credit card? TOP

若分期期間超過信用卡有效期限,到期前銀行會寄發新卡。只要新卡續用則不必一次付清未繳餘款。其他相關細節可洽詢各發卡銀行客服中心。

If your installment period is excessing to the expiration day of credit card, the bank will issue you a new credit card prior to the date due.  You don’t need to pay off your rest of money as long as you renew your credit card. Please contact the customer service center in your card-issued bank for further information.