Crush Your Money Goals: 25 Smart Money Habits to Save, Invest, and Fast-Track Your Financial Freedom

Atomic Habits and Psychology of Money meets Investing 101 and Personal Finance 101 in this easy-to-navigate guide to adopting healthy personal finance habits, perfect for anyone just starting out with money management or anyone looking to get out of debt, save money, build wealth, and live a more financially comfortable life.

When it comes to building financial health, adopting good money habits that will last (and dropping bad ones) can insure financial freedom. With Smart Money Habits, discover the psychology behind why habits work to help achieve goals, and twenty-five simple financial habits to adopt--and which to drop--to help you invest properly, budget, save, climb out of debt, and so much more.

Even small changes can make a lasting impact. Inside these pages, expert money coach Bernadette Joy offers you habits to try, such as:
-Always keeping receipts for purchases and donations so you can claim any eligible activity on your taxes
-Signing up for automated payments for major bills whenever you are given the option since this can avoid overdrafts, lower bills when going paperless, and more
-Checking your accounts every day to see where you are financially and to guard against someone tampering with your money
-Switching to using cash when going out for anything that can be considered a luxury like dinner, movies, and more

By changing your patterns with better habits, you’ll be on your way to a healthier financial life in no time!

Bernadette Joy launched Crush Your Money Goals(R) in 2020, a money media company to serve up practical and fun educational content. In that short time, she’s taught thousands across the country her simple strategies to pay down debt, save more money, invest with confidence, and pursue financial peace. Joy paid off ＄300,000 of debt in three years and built her first ＄1 million of net worth in her thirties as a first-generation Filipina American, the eighth of her father’s nine kids. Her keynotes, workshops, and classes appeal to a broad audience ranging from corporate employers like TIAA, Belk, and LPL Financial to entrepreneurial memberships, universities, and private retreats. She’s been featured as a money expert on CNBC, Good Morning America, Business Insider, and named in the 25 Most Influential New Voices of Money by NextAdvisor in partnership with Time. Now, this K-pop fan and chocolate addict is traveling globally to make money education fun and will show you don’t have to be perfect, you just have to be ready to learn!