Give Yourself Some Credit!: A Graduate’s Guide to Understanding and Establishing Good Credit

Originally released in 2014 and updated regularly to remain current, Give Yourself Some Credit has helped thousands of young people throughout the United States improve their understanding of credit, ultimately strengthening their financial standings.

Our credit reports play a critical role in our financial profiles. They can also affect our ability to obtain credit, housing, or employment, yet credit can be a very confusing topic to navigate. There's a multitude of information written about credit in articles, books and on the internet, but where is a good place to start - especially for students and other young adults new to the world of credit?

Give Yourself Some Credit is the perfect starting point This easy-to-read book provides just the right amount of information to help the reader with establishing and building a personal credit file. It focuses on the tools and skill-sets associated with building credit from the start and maintaining a positive, healthy credit profile throughout life. In addition, it helps form a solid foundation for the discipline and responsibility needed for managing and controlling lifetime spending habits.

＂Every high school and college in the United States should make Give Yourself Some Credit a required reading assignment for all students. I wish this book had existed when I was eighteen. It would have saved me a lot of hardship as a result of messing up my personal credit early in life. Credit plays too important a role in our financial lives to take lightly, to ignore, or to learn through trial-and-error. Too many people make mistakes with their credit, especially in their younger years, that ultimately cost them a lot of unnecessary money, stress and missed opportunities in life. The intention of Give Yourself Some Credit is to provide readers with the information needed to establish a solid personal credit file with the credit bureaus, as well as highlight the common mistakes many young adults make. The information and advice included in this book, along with the credit knowledge quiz and the credit-building road map that are included in this latest edition, make Give Yourself Some Credit a worthwhile read and an important investment in every young adult’s financial future.＂

John Panzella, Credit Industry Executive,
National Multi-Certified Credit Expert, and
Author, Give Yourself Some Credit