Kids Ain’t Cheap: How to plan financially for parenthood and your family’s future

There are so many delightful moments in parenthood. That toothy grin. The big wet kisses. Or even when they whisper ’I love you’ in your ear for the first time. Those moments are pure magic. But kids are also exhausting. The poo explosions, the sleepless nights, the defiant toddler years. If you’re partnered, it can be a strain on your relationship. It can also be financially overwhelming. Money is one of the leading causes of stress and divorce, and it’s even more crucial for single parents or carers to be aware of as the sole breadwinner. Kids Ain’t Cheap is an easy-to-understand book that helps you prepare financially before you become a parent for the first (or second, or third) time. It shows you how to mitigate risk and reduce financial stress. From pre-pregnancy financial planning to the expensive childcare years and beyond, this book gives you the skills to run cost estimates, understand your loss of earning potential, get your finances in order, start investing for your family and set up your children for their own financial success. More than anything, it gives you the freedom to focus on what is most important to you: your family.

Hailing from Canada, Ana Kresina is the mother of two small children and a content creator who works in the financial technology sector. Her love of personal finance, parenthood and technology is apparent in both the content she creates, documenting her journey to financial independence, and as Head of Product and Community at Pearler. She is the co-host of two of Australia’s leading podcasts: the Get Rich Slow Club podcast and ETFs for Beginners. Ana has been featured on the ABC, AFR, AusBiz, the Australian Finance Podcast and the Girls That Invest podcast.